Simple and secure with same-day funding.

Our Process


Call or email us with a description of your collateral and get offer details. Then bring or ship your asset to our office for valuation and a firm offer.


Once the offer is accepted, paperwork is signed (in person, by email, or fax) and then we wire funds the same day.


Simply wire us the amount due and you may pick up your collateral or we can FedEx it back to you.

The Owl Difference

Types of collateral

We work with diamonds, precious stones, fine jewelry, gold, and watches. You may combine assets. We store your assets during the term of the agreement and return them to you when you exercise the Buy-Back option at the end of the term.


Owl employs a minimum term duration of two months up to 12 months. Without pre-payment penalties, our clients may buy their collateral back at any time. We work to find the best solutions for you. We even allow partial payments during the term of the loan—fees pro-rated and adjusted accordingly.


There are no extra charges or hidden fees, such as insurance, vault or set-up fees. 

Privacy & Security

Your privacy and security is paramount. Unlike banks and other traditional lenders, we are not interested in your credit history or your employment history, nor do we require financial statements. Your credit worthiness is based solely upon the value of the collateral you pledge. We have an impeccable reputation in the diamond business spanning two generations, and we continue to earn the same trust and loyalty in our business. We promise to keep your proprietary information confidential. We conduct operations in a private setting, in a state-of-the-art secure suite of offices. Your collateral is sealed and stored in vaults on premises, video monitored 24/7 and insured by Lloyds of London.